Insights

Meaningful Ways to Support an Aging Workforce

July 9, 2019

America’s workforce is aging rapidly — and it will have an impact on your business. Baby boomers were born between 1944 and 1964 and currently are between 55 to 75 years old. About... Read more »

Sorting Out the Alphabet Soup of Low-Cost Health Benefit Plans

June 17, 2019

You want to save money on health care benefits and you’ve heard there are some great alternatives to traditional insurance. But which option is right for your company? CDHP or HDHP? And do... Read more »

Cyber Liability Insurance Policies

June 17, 2019

Due to the lack of actuarial data, it’s been difficult to price cyber liability insurance.  This is one reason Insurers depend so much on evaluating each insured according to its risk... Read more »

Two Essential Property Endorsements You Need if You Plan to Rebuild after a Loss

June 14, 2019

Your insurance may cover your losses, but will it be enough to meet new building code requirements if you rebuild? A good insurance program will protect your business property from loss due to... Read more »

Is Fitness Tracking for Better Health Worth the Risk of Losing Privacy?

June 13, 2019

Would you require or incentivize your employees to share data from their fitness trackers if it would significantly lower premiums and/or improve their health? In exchange for discounts, many... Read more »

How to Fight the Opioid Epidemic

June 5, 2019

Death from an accidental opioid overdose has become one of the top five causes of death in recent years. The United States is experiencing an epidemic of opioid addiction. The National Safety... Read more »

Preparing for a Workers’ Compensation Premium Audit

May 29, 2019

Your workers’ compensation policy might include a provision that allows your insurer to conduct a workers’ compensation premium audit. The results of the audit will affect your premiums, so it... Read more »

Ways to Make Childcare Costs a Little More Affordable

May 22, 2019

Childcare can be an employee’s most expensive work-related expense. Fortunately, there is a benefit program you can offer that will at least provide tax relief to employees who use daycare... Read more »

OSHA to Publish Specific Rules for Preventing Workplace Violence

May 22, 2019

There are four types of workplace violence. You should know the four ways to mitigate it. The Occupational Safety and Health (OSH Act) has traditionally invoked the General Duty Clause, rather... Read more »

How Workers’ Compensation Claims Reserves Are Set

May 6, 2019

It’s in your interest to make sure reserves are set as accurately as possible. When a workers’ compensation claim is filed with an insurance company or third-party administrator, the... Read more »