Insights

How to Maximize 401(k) Limits and Savings Strategies

January 7, 2019

Your employees will be able to save more money in their 401(k) retirement accounts this year. The big question, though, is should they save the annual maximum? New Contribution Cap For employer... Read more »

A Simple Way for Small Employers to Assist Employees with Buying Health Insurance

December 18, 2018

Are you having difficulty finding a good, affordable health care benefit plan for your small business? If so, have you considered using a QSEHRA as an alternative? Congress created the QSEHRA, or... Read more »

How to Keep Employees Safe While Traveling

December 4, 2018

Americans took more than 462 million business trips in 2017, according to the U.S. Travel Association. Most trips are 250 miles or less away from home. But even those trips create risk... Read more »

What’s In and Out with Benefit Programs

November 30, 2018

When you offer benefits to your employees, you want to provide the type of benefits that will attract and keep valued employees.  However, benefits that once were popular can become less... Read more »

ERISA Q&A: What You Need to Know

November 26, 2018

If you currently offer, or are planning to offer your employees retirement benefits, make sure you’re familiar with ERISA rules and regulations. As a plan sponsor, you must meet at least minimum... Read more »

Individual ACA Rates are Going Up, Up, Up – Here’s Why

November 26, 2018

Some areas could see rate increases up to 98 percent Next year may see health insurance premiums on the Affordable Care Act (ACA) Marketplace exchange increase 15 percent, although some states... Read more »

Nine Ways to Save on Workers Comp Insurance

November 26, 2018

Your agent can help explain in more detail and show you how to get the best rates for the coverage you need. 1   Use Correct Job Classifications. There are 500 to 600 job classifications to... Read more »

Keeping Up with Medicare Changes

November 26, 2018

Here’s what you need to know for 2019. Medicare Part A provides basic hospital insurance and is available at no charge to those who are 65 or older — if they paid Medicare taxes while working.... Read more »

Taking Away the Barriers in the Workforce to Improved Mental Health

November 26, 2018

Mental illness is a growing problem in this country and treatment options are sparse. Fortunately, as an employer, you can take steps to make it easier for your employees to seek help. The... Read more »

Getting the Most Out of an HSA

November 26, 2018

Employers are increasingly relying on high-deductible health benefit plans to reduce premium costs. And while premiums are lower with a high-deductible health plan than a traditional insurance plan,... Read more »